Accounts Receivable

What You Need to Know About Accounts Receivable Financing

Seasonal demand shifts or sudden growth pose both opportunities and challenges. How do you handle them? You need funding that grows with you — and First Class Lending’s accounts receivable financing is a fast and flexible solution.

How Receivables Financing Works

Financing receivables lets you sell them at a discount. After all, they’re your assets. You just normally wait to get paid when their invoice dates are due, usually after 30 to 90 days. But we buy those invoices at a discount and pay you right away, typically within 24 hours. How’s that for fast? Not only that, but your available funding also grows as your sales increase. This scalability gives you the flexibility to get more funding when you need it. You also enjoy several benefits with receivables financing:

  • No-cost credit insurance on qualifying accounts
  • No fixed payments
  • No personal guarantees or personal recourse

Completing large and unexpected orders is virtually effortless with AR financing. But you can also handle day-to-day needs, emergency expenses or anything else needs to keep your business moving.

Get in Touch With Our Specialists Today

First Class Lending is your best source for commercial financing solutions that meet small business needs. From accounts receivable financing to SBA loans, we provide many funding tools to help your company grow and thrive. Contact our certified financial specialists to apply or learn more.