Cape Coral, FL is home to a variety of businesses spanning retail, healthcare, construction, landscaping, tech startups, and more. At First Class Lending, we work with local entrepreneurs to provide the funding they need to thrive and grow. First Class Lending is located in the heart of Cape Coral, so we understand the needs of local business owners. We work directly with our clients to remove obstacles and provide the most direct path to the funding they need without SBA loan programs. SBA loans from First Class Lending can be used for a variety of purposes by entrepreneurs in Coral City, such as:

• Working capital
• Commercial real estate
• Equipment, vehicles, and machinery
• Business assets
• Mergers and acquisitions
• Refinancing

SBA 7a and 504 Loans for Small Businesses in Cape Coral, FL

First Class Lending provides versatile SBA 7a and 504 loans to entrepreneurs in Cape Coral, FL. As a preferred financial firm, we can expedite loan requests for our local clients. SBA loans from First Class Lending feature:

• Loan amounts as high as $5 million
• Low interest rates
• Full amortizations
• Fixed and variable rate options
• No penalties for prepayment
• Loan-to-value between 80% and 90%
• Prequalifications within 48 hours
• Terms up to 25 years
• No balloon payments

SBA Loans for Commercial Real Estate in Cape Coral, FL

SBA loans from First Class Lending can be used by local entrepreneurs to purchase, remodel, build out, and refinance commercial properties in Cape Coral, FL. Our SBA loans can be used for a variety of properties in Cape Coral, such as:

• Automobile repair and maintenance centers
• Car dealerships
• Convenience stores and gas stations
• Daycare and child care facilities
• Dry cleaners
• Franchise businesses
• Medical, dental, and veterinary practices
• Mixed-use properties
• Motels and hotels
• Owner-occupied real estate
• Office space
• Restaurants and entertainment venues
• Retail space
• Truck stops

SBA Loans for Equipment, Vehicles, and Business Assets in Cape Coral, FL

All businesses need equipment to increase productivity and full customer requests. From workstations and point-of-sale systems to delivery vehicles, large construction machinery, and everything in between, First Class Lending has you covered. Our SBA loans can be used for a wide range of equipment, including but not limited to:

• Computers, workstations, and servers
• Construction and landscaping equipment
• Delivery vehicles and vans
• Diagnostic tools
• Dry cleaning equipment
• Industrial machinery and vehicles
• Laundromat equipment
• Manufacturing tools and machinery
• Office fixtures and equipment
• Printing and binding machinery
• Software licenses
• Trucks and trucking equipment
• Restaurant appliances

SBA Loan Programs for Mergers and Acquisitions in Cape Coral, FL

First Class Lending helps businesses in Cape Coral to grow by providing SBA loans for mergers and acquisitions. Our SBA M&A loans feature:

• LTV up to 80%
• Approvals in as fast as two days
• No prepayment penalties
• No balloon payments
• Full amortization

Get the Funding Your Business Needs

If you own a small business in Cape Coral, FL and need funding, contact the team at First Class Lending today.